Testimonials

I knew brother Wave since 2 years ago as he joined our church Friday night fellowship when he trusted Jesus as His Lord and Savior.
My first impression of brother Wave was chic, young, achieving, energetic, and a very gentleman. He has been very active and positive about his new life and new living in his Christian beliefs. His sociability, friendliness, and maturity surely build up great friendship network within his church group.
Little did I know about his humble heart behind his professional achievements in his insurance company works, when he humbly seeks my advice about setting up a company fellowship within his workplace.
We chatted and I greatly appreciate Wave's humility and openness to learn more about how to bring glory to God in his workplace and his genuine cares for his staff or workplace colleagues.
I genuinely pray for Wave's prosperity in his career and in his Christian growth as he continues to faithfully dedicate his life to Jesus and as he single-heartedly follows the footsteps of Jesus in pursuing Jesus' righteousness and his kingdom. May all around brother Wave be blessed by the abundance, grace, peace, and love which has been pouring out over brother Wave from Jesus Christ.
Wave is like family to me. Our connection began when he was in middle school, and he joined AIA as a financial planning consultant after graduating from university. Under my guidance, he has consistently demonstrated exceptional loyalty and dedication as a member of our team. He has received numerous awards, including the MDRT Lifetime Membership and the industry-recognized OYSA, a testament to his relentless pursuit of excellence.
Wave possesses strong organizational skills and his work philosophy emphasizes diligence, practicality, and innovation, coupled with a willingness to ask questions and learn. He approaches relationships with sincerity and has a broad knowledge base. Today, as a Regional Director, he leads over a hundred talented professionals in pursuit of their dreams, embodying his vision of creating a UTOPIA.
Although his dreams have come to fruition, his commitment to hard work remains unwavering, and his achievements continue to be remarkable, breaking records along the way. "Respect for teachers and traditions, gratitude for past support, adapting to change, and striving for perfection"—this encapsulates Wave. I am incredibly proud to have him as a partner and wish him continued success in his endeavors.
AIA Hong Kong


My journey with Wave began as a reader; after reading his book, 100% MDRT: The Secret Keys to Building an Elite Team, I felt a connection with this legendary figure in Hong Kong's insurance industry. I often wondered if someone as accomplished as Wave would be aloof or even arrogant. However, when I finally had the chance to meet Wave in person, I discovered that despite his remarkable achievements, he remains refined, humble, and earnest. It's no surprise that his status in the industry continues to rise. Wave is a great friend and partner in my career and life, and I look forward to witnessing his contributions and accomplishments in the industry for years to come.
In my eyes, Wave is a true insurance entrepreneur, embodying the qualities of a visionary leader. He has led his team to become the first in Hong Kong to achieve ISO certification, creating a beneficial business and mutual support environment. For years, he has consistently driven team growth and performance, with the group surpassing 500 members and achieving over 500 million in business within six months. He combines traditional values with innovation, utilizing AI to optimize sales processes and enhance customer service. His leadership style shines through in how he handles conflicts and challenges, making him a long-term leader in the insurance sector.
(joined in 2024)


Wave is an exceptional leader who balances high standards with warmth; he is an indispensable guide in my career. For young people with aspirations in the insurance industry who face confusion and setbacks, Wave is like a lighthouse in a storm. He uses his strategic wisdom to help us clarify our personal career development paths and shares practical methods and skills drawn from real-world experience, ensuring every step we take is firm and confident. Notably, Wave is attuned to our emotional ups and downs, providing timely care and encouragement in our low moments, helping us regain confidence and move forward.With a guide like Wave, who embodies both wisdom and compassion, every partner in Hong Kong can find their own stage and achieve a more outstanding self.
(joined in 2017)
I am honored to work and grow under Mr. Wave Chow's leadership. Mr. Chow is a visionary and influential Senior Regional Director who leads the UTOPIA team to continuous success. He leads by example, motivating each member to pursue excellence while showing genuine care, trust, and support. Before joining UTOPIA, I felt lost about my future, but Mr. Chow provided direction and encouragement, helping me discover my value and learn how to excel in the insurance industry. At UTOPIA, I have not only achieved career success but also forged friendships with my colleagues. Mr. Chow is an outstanding leader and a trustworthy partner. Thank you, Mr. Wave, and thank you, UTOPIA!
(joined in 2023)


As a core leader of the team, my boss, Mr. Wave Chow, consistently demonstrates exceptional strategic foresight and sharp market insights. He is adept at capturing industry trend changes and quickly adjusts the team's development direction to ensure a competitive edge.What is even more admirable is his deep commitment to the personal development of team members. When he recognizes a colleague's strengths, he gives them the microphone at international platforms like the MDRT annual conference. His spirit of "empowering others" deeply inspires me.In management, his clear approach to rewards and penalties not only fosters a fair workplace environment but continuously drives our team towards higher standards.
(joined in 2023)