Testimonials

Over twenty years ago, Mr. Wave Chow joined AIA. With steadfast faith and a relentless spirit, he overcame various challenges throughout his career. Amidst the 2009 financial crisis, he earned the MDRT Lifetime Membership qualification. Today, he leads a professional team of over 130 members. He has also received multiple industry honors, including the D.M.A. from the Life Underwriters Association of Hong Kong (LUA) and the M.A.A. from GAMA International. His achievements have garnered widespread recognition in the industry and are truly remarkable.

Wave has long had a vision. As early as 2002, he began actively recruiting and nurturing IANGs (non-local graduates staying or returning to Hong Kong to work). Over the years, he has cultivated many professionals. As the founder of UTOPIA, Wave and his team have created a platform to realize dreams through entrepreneurship and help clients achieve theirs as well.

Having witnessed Wave’s pioneering journey over the past two decades, I would like to extend my heartfelt congratulations on his entrepreneurial success. I sincerely wish that Wave will continue to thrive and write even greater legends in the years to come.

林文德 Mr. Alwin Lam
Honorary Chairman - Hong Kong & Macau
AIA International Limited

Mr. Wave Chow joined AIA in 1997. Within just two years, he earned membership in the Million Dollar Round Table (MDRT), and in 2009, he attained MDRT Lifetime Membership status. Beyond achieving personal success, Wave finds joy in helping others succeed. Over the years, he has continuously nurtured talent and built a highly professional and high-quality sales team, the majority of whom hold bachelor’s degrees or above.

Under Wave’s leadership, the UTOPIA team shines year after year. Last year, they once again exceeded expectations—achieving a remarkable 100% MDRT qualification rate, with 38.7% attaining TOT and COT levels. This outstanding performance placed them first among all AIA Hong Kong district teams in terms of MDRT qualification percentage.

Wave cherishes each UTOPIA team member and deeply values their character and growth journey. His warmth and dedication as a leader have cultivated a family-like atmosphere. Under his guidance, he has nurtured numerous exceptional insurance professionals who bring greater protection to countless families. On behalf of the company, I sincerely thank Wave for his long-standing passion, care, and dedication. I look forward to seeing Wave’s team continue to grow and write even more glorious chapters in the future.

詹振聲 Mr. Jim Jan Zen
Chief Agency Officer - Hong Kong & Macau
AIA International Limited

Wave is like family to me; we got to know each other back in college. After graduating, he joined AIA as a financial advisor. Under my mentorship, he quickly earned recognition from superiors and became one of the company’s top-performing team members, receiving numerous awards. His accolades—including MDRT Lifetime Membership and the OYSA award—are a testament to his relentless effort and excellence in the industry.

Wave has extraordinary organizational abilities. He is a diligent learner, practical yet innovative, and unafraid of challenges. He treats others with sincerity, and his knowledge spans across fields and industries. Today, he has risen to the rank of District Director, leading over a hundred elite talents—a true embodiment of the vision behind UTOPIA.

Though his dreams have already begun to bear fruit, his attitude remains humble, and his achievements grow ever more brilliant. He continuously breaks through limits and creates new records. “Respect the process, be mindful of your intentions, stay humble yet ambitious, move forward while reflecting”—this is Wave. I’m proud to call him my partner and sincerely wish him continued success and greater heights every day!

林鉦瀚 Mr. Kanki Lam
Premier Senior District Director
AIA Hong Kong

I knew brother Wave since 2 years ago as he joined our church Friday night fellowship when he trusted Jesus as His Lord and Savior.

My first impression of brother Wave was chic, young, achieving, energetic, and a very gentleman. He has been very active and positive about his new life and new living in his Christian beliefs. His sociability, friendliness, and maturity surely build up great friendship network within his church group.

Little did I know about his humble heart behind his professional achievements in his insurance company works, when he humbly seeks my advice about setting up a company fellowship within his workplace. I set up an app

We chatted and I greatly appreciate Wave's humility and openness to learn more about how to bring glory to God in his workplace and his genuine cares for his staff or workplace colleagues.

I genuinely pray for Wave's prosperity in his career and in his Christian growth as he continues to faithfully dedicate his life to Jesus and as he single-heartedly follows the footsteps of Jesus in pursuing Jesus' righteousness and His kingdom. May all around brother Wave be blessed by the abundance, grace, peace, and love which has been pouring out over brother Wave from Jesus Christ.

鄭賢德牧師 Rev. Roger Cheng
Church Pastor

Wave had great foresight. As early as 2002, he began recruiting IANG talents—non-local graduates staying in or returning to Hong Kong for employment. He recruited me, and I later saw in the news that I was actually the first IANG in all of Hong Kong to work in the insurance industry. That’s why he is known in the industry as the “Father of IANG.”

Back then, visa processing wasn’t as smooth as it is today. Many companies were reluctant to deal with the hassle of recruiting us. Fortunately, Wave and the company persevered for nine months until they successfully brought me on board. I have what I have today because of that, and I’m truly grateful to him.

閔榮 Maggie Min
District Manager
(2002年9月加入)
A perfectionist — meticulous, comprehensive, reliable, handsome, and emotionally intelligent.
劉名言 Maryanne Liu
Wealth Management Director
(2015年10月加入)
Besides being handsome, he gives us face and makes us proud.
劉楊子 Cherry Liu
Senior Wealth Management Manager
(2016年5月加入)
Wave is young, energetic, and takes great care of his team. With clear reward criteria, he knows how to train and support new members — truly a great District Director. With vision, charisma, and presence, he leads the team to achieve continuous success.
鄧仕杰 Issac Tang
Wealth Management Manager
(2016年11月加入)