About Utopia


I initially joined the insurance industry simply because I was attracted by its unlimited potential for development. However, after experiencing many insurance claims, both large and small, I discovered from the smiling faces of my clients and their families that my work is actually full of meaning. Life affects life. Unconsciously, I have walked into other people's lives and improved the lives of many people.

Chat with Wave

But with just my mouth and hands, the number of people I could help was always limited. That's when I came up with the idea of ​​building a highly educated elite team, teaching every member everything I knew, so that they could avoid detours and help more people in need.

I named the team UTOPIA (U District), which means Utopia. Because I hope this will be a country where young people can develop their ideals and another home for my colleagues. I also believe that our profession can make the world more like a utopia.

With U District’s unique “Replicate Young COT System”, we achieved an unprecedented record of 100% MDRT and 38.7% COT and TOT in 2016, creating a legend in the insurance industry!

A person can undoubtedly walk fast, but a group of people can go far; don’t be afraid of god-like opponents, just be afraid of pig-like teammates. These two sentences reveal that joining the ideal team is the key to success! 100% MDRT is enough to prove that as long as you can join the U zone, you can definitely become an MDRT, COT and TOT! As long as you are determined, willing to learn and work hard, you are absolutely welcome to join Utopians.

Team Highlights and Achievements

First team to obtain ISO 9001 & ISO 10002 international certification in the insurance industry.

Winning World Record as the "Team with the Highest MDRT Team Members in the World, including 39% COT & TOT

In 2002, Wave spent nine months successfully applying for the first IANG visa holder to join the team, earning the nickname "Father of IANG."

Comprising 500 elite members, over 80% of whom hail from various provinces in Mainland China. This dynamic and youthful team has an average age of just 31, with 96% holding university degrees and 70% possessing master's or doctoral qualifications. Members boast outstanding professional credentials, including international certifications such as CFA, CFP, CPA, and CPB, with some also having legal expertise, enabling the team to deliver comprehensive, high-standard financial planning services

UTOPIA has garnered numerous accolades—securing first place as the "Super Grand District" among nearly 200 AIA regions and winning the AIA Hong Kong Super Grand District Award four times in five years.

Seven Advantages of Financial Planners

  1. Self-Determination and Professional Growth
    ‍    Financial planners have the autonomy to shape their careers, allowing them to provide customized services tailored to clients' needs without being limited by traditional structures.
  2. Flexible Working Style
    Financial planners can choose their own working style, providing them with the freedom to plan their days and enabling them to build relationships in a way that best suits them.
  3. Support from IANG
    Financial planners can benefit from the support of IANG members (not limited to professionals in finance) to navigate the complexities of the financial landscape.
  4. Company Resources and Training
    The company offers comprehensive resources and training to ensure that planners are well-equipped to meet clients' needs effectively.
  5. Innovative Technology
    Planners have access to cutting-edge technology that enhances efficiency and client engagement.
  6. A Robust Client Base
    ‍    The company’s extensive client network provides financial planners with a broad base to serve and grow their business.
  7. Career Advancement Opportunities
    The company encourages planners to develop their own business while providing a supportive environment for professional advancement.

Advantages of AIA

  1. Industry Leadership in Asia-Pacific
    ‍    Dominates peers across multiple metrics, including total asset value, new business value growth, new business value margin, and solvency ratio.
  2. 16 Consecutive Years as Global MDRT Leader
    AIA Hong Kong and Macau boast the highest number of Million Dollar Round Table (MDRT) members worldwide for 16 years running.
  3. Most Popular Insurer in Hong Kong
    Holds the largest market share, with 1 in 3 Hong Kong residents being AIA clients. Coverage rate among mainland arrivals reaches 70%.
  4. Top 3 Global Insurer by Market Cap
    Ranked among the world's three largest insurance companies by market capitalization.
  5. Hang Seng Index Constituent
    One of the four blue-chip stocks in the Hang Seng Index.
  6. 20 Years of Near-100% Dividend Fulfillment
    Consistently delivers dividend realization rates close to 100%, far exceeding industry standards and ensuring reliable returns for clients.
  7. HK$100 Million Annual Talent Investment
    Dedicates nearly HK$100 million yearly to talent development, offering Mandarin-focused programs and customized courses for mainland professionals.
  8. Premier Products & Global Asset Solutions
    Features a robust portfolio of in-demand products, leveraging Hong Kong’s status as an international financial hub to meet global asset allocation needs.

What UTOPIA can offer

  1. World Record-Breaking Elite Training System
    The Utopia team made insurance history in 2016 with its proprietary Young COT Replication System—achieving a 111% MDRT ratio, a global industry record still unbroken. This proves our training empowers both fresh graduates (zero experience) and career-switchers to replicate success, rapidly attaining MDRT or higher.
  2. Powerful Resource Network
    Access an elite ecosystem of investment bankers, lawyers, doctors, and more. Leverage ready-made resources (e.g., private banking, family trusts, overseas education/immigration) to serve high-net-worth clients efficiently—no trial and error.
  3. IANG-Specific Support & Cultural Bridge
    Over 80% of our members are mainland-born, offering language fluency and deep insight into mainland client needs. From policy signing to claims, we provide culturally aligned support to fast-track your success in Hong Kong.
  4. Flexible Work-Life Integration
    Design your own schedule to balance fitness, travel, and family. Top performers earn global conference opportunities, achieving both "career freedom" and "life enrichment."
  5. Dual-Track Entrepreneurship Program
    Launch your zero-cost startup within our platform. Grow personal production and team leadership simultaneously. Through IP empowerment and team replication systems, rapidly build your own unit and passive income for long-term success.

If you

  1. Possess a bachelor's degree or above (major not limited, IANG visa holders are also welcome);
  2. Have enthusiasm and initiative in financial management and family protection;
  3. Willing to accept challenges, pursue success, strong sense of responsibility, and team spirit
  4. Non-Hong Kong residents holding a valid Hong Kong work visa

Welcome to join U Zone, practice your strengths, work together for your ideals, and create a career utopia.

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